Additionally, Mint's account information can be deleted remotely if your mobile phone or device is lost or stolen. Data is secured by 256- encryption, multi-factor authentication and Touch ID. Mint lets you link your checking, savings or investment accounts, loans and credit cards from thousands of financial institutions. It even celebrates your achievements and notifies you when you achieve a purchase-less day. Mint shows recent transactions, overall expenses (entertainment, dining, or shopping), and purchase details (retailer, date, amount). The app welcomes you with infographics about your net worth, spending, cash, investments, credit cards and loans. Mint is a highly rated budgeting app with a rating of 4.8 on the App Store and 4.4 on Google Play, with some users praising Mint's account overview and the convenience of having access to all of their accounts on one screen.

Why we chose it: Mint is our top pick for young adults because of its social media-like features (like the #MoveMint stories), hashtags and notifications. Price: $0.99 a month for the ad-free basic version | $4.99 a month for Premium Bill negotiation is not available for Android.

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